Invest in enduring value — empower seniors to remain at home for life.

Spanish Legacy Fund acquires residential and commercial properties in Spain's Costa del Sol at a discount, granting lifetime occupancy to elderly homeowners. Long‑term returns with real social impact.

Speak with us How it works

40–60%

Target acquisition discount

12+ yrs

Long‑term investment horizon

Costa del Sol, Spain

Primary focus area

Impact

Dignity & stability for seniors

Investment Snapshot

Strategy

Discounted acquisitions + life occupancy

Asset Types

Homes, offices, retail

Region

Málaga province (Spain)

Stage

Raising capital

Request Investor Deck

A fund built for performance and purpose.

We acquire properties from seniors who would like to unlock equity and enjoy financial comfort. In return, we grant lifetime occupancy rights and manage the asset with care. Investors gain exposure to a resilient market with embedded downside protection via discounted purchase prices.

What we buy

Apartments, villas, small office/retail units across the Costa del Sol, Spain, prioritising strong locations and solid building condition.

How sellers benefit

Immediate liquidity, ability to remain at home for life, and dignified support for day‑to‑day needs.

Key Metrics (placeholders)

• Average acquisition discount: 40–60%
• Target IRR (illustrative): 10 – 14%
• Hold period: 8-12+ years
• Primary geography: Málaga / Costa del Sol, Spain

*This page does not constitute an offer or solicitation. All figures are illustrative.

How it works

Step 1

Sourcing

We identify senior homeowners (65+) without heirs who seek liquidity while remaining at home.

Step 2

Acquisition

We purchase at a 40–60% discount to market value, structuring lifetime occupancy (usufruct) for the seller.

Step 3

Asset care

We handle property management, insurance and maintenance planning through the holding period.

Step 4

Realisation

Upon vacancy, we rehab the property and sell it to realise value for investors.

Investor benefits

• Built‑in downside protection via entry discount
• Exposure to desirable Costa del Sol, Spain sub‑markets
• Long‑dated cash‑flow profile

Seller benefits

• Immediate liquidity to supplement pensions
• Remain at home for life with dignity
• Simple, transparent process

Risk controls

• Conservative LTV and pricing discipline
• Legal safeguards around usufruct
• Maintenance reserves & insurance

Market snapshot — Costa del Sol, Spain

Demand from domestic and international buyers has kept key sub‑markets resilient. Our thesis targets steady long‑term appreciation plus embedded value at entry. Replace the placeholders below with your latest figures.

€3,842

Avg. price / m² (ex.)

+74%

10‑yr price growth (ex.)

255k–300k

People 65+ in region (est.)

25k–60k

Potential owners w/o heirs (est.)

Figures marked “ex.” or “est.” are illustrative. See sources below and replace with your latest numbers as needed.

Idealista (Oct 2025): Average second‑hand price per m² in Málaga province. Link
Spanish Property Insight (Nov 2024): Málaga/Costa del Sol market snapshot; ~74% 10‑yr growth. Link
INE / Andalucía demographics (65+ share). Summary overview: Link
Potential owners without heirs: internal estimate based on literature; replace with local registry data as available.

Map — Costa del Sol, Spain

Appreciation curve

Purely illustrative. Replace with real charting as needed.

Impact that matters

Your capital helps older homeowners supplement pensions and live with dignity. We formalise lifetime occupancy so residents stay in the communities they love while investors pursue long‑term returns.

Dignified housing
Lifetime occupancy

Community stability
Less displacement

Responsible returns
Aligned incentives

FAQ

Do sellers really stay for life?

Yes. We structure contracts using Spanish legal frameworks (e.g., usufruct) to formalise lifetime occupancy.

What happens upon vacancy?

We rehab the property and sell it, realising returns for investors.

Is this an offer?

No. This website is informational only. For offering materials, request our investor deck.

Team

Eric Michiels

Founder & Managing Partner

Eric has managed over $5 million in real estate investments (2020–2023), focusing on fix‑and‑flip properties in Atlanta, GA. He brings hands‑on asset selection, renovation oversight, and investor reporting experience to Spanish Legacy Fund’s long‑term strategy in Spain.

Headquarters

Málaga, Spain